- Full Salary Explorer — individual nurse cards, all 50 states, every specialty
- All six calculators — take-home, cost-of-living, debt payoff, offer compare, student-loan, specialty-compare, pay equity detector with percentile ranking
- Honest Debt Club— build a streak you're proud of
- 100% Anonymous salary submission and viewing
- Referral earnings — $10 per Pro referral, $5 per Student Plan
- No Negotiation Toolkit
- No Career Chapters
- No Merit Log
The earlier you join, the less you pay—forever.
Anyone can subscribe — no verification required. Cancel anytime. Whichever tier is open the day you subscribe stays yours for as long as your subscription is active.
Free covers the basics. Pro pays for itself in one negotiation.
Free is genuinely free, forever. Pro is for nurses ready to walk into a negotiation with receipts or those who want to document their career journey.
- Everything in Free, plus:
- Negotiation Toolkit — counter-offer letters, market math, conversation scripts
- Career Chapters — your private scrapbook of every shift, cert, travel assignment and raise
- Merit Log — voice-capture journal that translates lived experience into review-ready language
- Honest Debt Club advanced features — voice-capture monthly check-ins and a year-end AI review of your progress
- First dibs on new features — try them before they ship wide
Compare Member Options
The full feature list comparing Free and Pro.
| Feature | Free | Pro |
|---|---|---|
| Salary data | ||
| Full Salary Explorer Individual nurse cards, all 50 states, every specialty | ||
| License renewal reminders Email reminders leading up to renewal date | ||
| Pay Equity Detector Percentile ranking against your metro & YOE | ||
| Calculators | ||
| Take-home calculator Federal + state + local tax | ||
| Cost-of-living, debt payoff, offer compare Plus student-loan & specialty-compare | ||
| Negotiation Toolkit · Pro only | ||
| Counter-offer letter generator Filled with your real numbers | — | |
| Recommended ask & market math Based on your metro & YOE | — | |
| Conversation scripts For 12 likely pushbacks | — | |
| Career Chapters · Pro only | ||
| Private scrapbook of moves Voice + photo + the receipt | — | |
| Pay-trajectory chart Auto-built from your chapters | — | |
| Account perks | ||
| Honest Debt Club tracker | ||
| Honest Debt Club voice check-ins Talk through your month; Jemma transcribes and saves it | — | |
| Honest Debt Club year-end AI review A read of your 12 months — wins, drift, what to try next | — | |
| Referral program $10 per Pro referral, $5 per Student Plan | ||
| Founding member badge · price locked for life First 1,000 paid Pro members · granted on your first paid charge | — | |
| First dibs on new features Try them before they ship wide | — | |
Two tools, both built for the messy middle of a nursing career.
Not buttons-and-icons UI tours. Real artifacts you'll send, save, and look back on.
The Negotiation Toolkit.
Counter-offer · ICU · Cleveland, OH
Hi Marcus — thanks for getting the offer over so quickly. Before I sign I wanted to come back to you on the base rate.
The verified Cleveland metro 75th-percentile for 6-YOE ICU staff is $56.80/hr. Your offer is $44.10. Given my CCRN and float-pool experience, I'd like to land at $52.50/hr — roughly the metro median for my YOE.
That's about +$18,300/yr over my current rate, on the same shift count. Happy to talk it through whenever works.
Career Chapters, the scrapbook.
Document the events that made your career.





Things nurses ask before paying.
No.Any nurse account can subscribe to Pro — sign up, pick your plan, and you're in. License verification is a separate step that gates whether your own salary submission shows up in the aggregate data; it's not a gate on buying Pro.
The only purchase rule: Pro is for nurses, the Student Plan is for students. Stripe checkout enforces that based on your account type — nothing else.
Whichever tier is open the day you subscribe stays yours for as long as your subscription is active. If you join at $29/yr today, your renewal next year is $29. Five years from now? Still $29. We'll never raise the price on an active member.
If we raise prices on new sign-ups (we will, eventually), you keep your tier. The only way you lose it is if you cancel and re-subscribe later — at whichever tier is open at that time.
Because we hate the "Premium-Plus-Enterprise" maze too. You're either using the salary data, or you're using the tools that turn it into a raise. That's it. Free for the data, Pro for the tools.
Every submission comes from a nurse whose state license number we've confirmed. Numbers are self-reported by that verified nurse, with format and outlier checks on the back end. No license, no submission in the data.
That's why our numbers don't match Glassdoor or ZipRecruiter — those let anyone post anything. Ours come from licensed nurses we can identify.
The Negotiation Toolkit is built around your real metro pay data — counter-offer math, conversation scripts, and an editable letter. One small raise covers years of Pro.
And if it doesn't pay for itself: cancel anytime, no questions, no awkward exit survey. Full refund within 14 days, no strings.
No. Submissions are unlinked from your profile inside our database. We don't sell, share, or surface names — not to hospital systems, not to recruiters, not to journalists.
The only thing public is the aggregate: rate, metro, specialty, YOE.
Yes. Cancel from your account settings — no phone trees, no retention call, no awkward exit survey. You keep access through the end of your billing period, and your Career Chapters export to PDF on the way out.
No.Jemma is for individual nurses, paid by the nurse, full stop. We don't take money from hospital systems and we won't build the tools that flip that incentive.
Your next shift deserves a better number.
Built by nurses. Verified by nurses. Priced so any nurse can afford it. Locked for life at whatever tier you join at.
No credit card required to create an account. Whichever tier is open the day you subscribe stays yours for as long as your subscription is active — cancel anytime, full refund within 14 days.
School doesn't teach you the money part. We will.
Jemma's Student Plan is the on-ramp: figure out what your first job should pay before you sign anything, see what real new grads are making, and start your scrapbook on day one.
Free is enough to look around.
Student Plan is enough to land your first job.
Verify your .edu and your Student Plan rate is locked through graduation — no automatic price hikes mid-program.
- Aggregate stats by specialty, state, and experience level
- New-grad starting rates by metro
- All six calculators — take-home, cost-of-living, debt payoff, offer compare, student-loan, specialty-compare
- Loan Repayment Planner with saved state
- Honest Debt Club tracker
- Referral program — earn $10 per Pro referral, $5 per Student Plan
- No First Job Prep Kit
- No Career Chapters
- Everything in Free, plus:
- First Job Prep Kit — sign-on calculator, counter-letter draft, new-grad salary data
- Career Chapters — start your scrapbook from clinical day one
- Merit Log — capture wins and challenges from school and clinicals so you have real stories ready for your first interview
- Honest Debt Club advanced features — voice-capture monthly check-ins and a year-end AI review of your progress
- Grace Period Countdown for student loans
- $10 credit toward Pro— when you graduate & license
Compare Member Options
The full feature list comparing Free and Student Plan.
| Feature | Free | Student Plan |
|---|---|---|
| Salary data | ||
| Aggregate stats by specialty, state, YOE Medians, ranges, percentile breakdowns | ||
| New-grad rates by metro 0–1 YOE breakouts | ||
| Calculators & planners | ||
| Six general calculators Take-home, COL, debt payoff, offer compare, student-loan, specialty-compare | ||
| Loan Repayment Planner PSLF-aware, with saved state | ||
| First Job Prep Kit · Student Plan only | ||
| Sign-on bonus calculator Net value, vesting math, clawback risk | — | |
| Counter-letter draft (post-NCLEX) AI-drafted first-job counter, prepped before you license | — | |
| New-grad salary primer Regional rates, benefits explainer, negotiation guide | — | |
| Career Chapters · Student Plan only | ||
| Scrapbook from chapter zero Clinicals, NCLEX, first shift | — | |
| Account perks | ||
| Honest Debt Club tracker | ||
| Honest Debt Club voice check-ins Talk through your month; Jemma transcribes and saves it | — | |
| Honest Debt Club year-end AI review A read of your 12 months — wins, drift, what to try next | — | |
| Referral program $10 per Pro referral, $5 per Student Plan | ||
| Grace Period Countdown Tracks your loan grace window post-graduation | — | |
| $10 credit toward Pro Applied automatically when you graduate & upgrade | — | |
Two tools, both built for the part school skips.
Numbers you can take to your first offer. A scrapbook you can take to your last.
The First Job Prep Kit.
- Verify your .edu & lock $19/yr
- See new-grad rates in your metro
- Run sign-on bonus math (and the strings)
- Build your loan-payoff plan
- Counter-letter draft (post-NCLEX)
Career Chapters, from chapter zero.
Pin your first chapter.





Things students ask before paying.
No.Any student account can subscribe — sign up as a student and you're in. The Stripe checkout only checks that you're on the student path.
Verifying your .edu (or sending a transcript to hello@nursejemma.comif your school doesn't issue .edu addresses) unlocks the free student tools — aggregate salary data, Loan Repayment Planner, Honest Debt Club, Referrals. You can do that any time; it's a separate step from paying.
Anyone with an active .edu address enrolled in an accredited nursing program — ADN, BSN, accelerated, direct-entry MSN, all of it. If you're studying to be a nurse, you qualify.
You stay on the Student Plan through your NCLEX month, and we apply a $10 credit toward your first year of Pro. Whatever Pro tier is currently open — Founding if it's still alive, otherwise Early Adopter or Full — that's the rate you keep.
You'll get a heads-up email two weeks out. No surprise charge.
The Salary Explorer breaks down by years-of-experience, including 0–1 YOE. So when a residency offers $30/hr, you can see what other new grads in your metro actually accepted.
That number alone is worth more than $19/yr.
That's exactly when it's most useful. The First Job Prep Kit was built for the gap between capstone and your first offer letter — when residency programs are recruiting, sign-on bonuses are flying, and nobody's told you what the strings actually are.
Email us a current transcript or enrollment verification letter at hello@nursejemma.com. We'll verify by hand within 24 hours.
We can't gift a full Student Plan subscription yet — but if you're a paid member, you can gift 30 days of Career Chapters from your dashboard, and the same referral link gives any friend $5 off their first year if they subscribe.
Want to comp a full year for someone specific? Email us at hello@nursejemma.comand we'll handle it manually until the proper gift flow ships.
Start the money part of nursing school early.
$19/yr through graduation, a $10 credit toward Pro on the way out, and a scrapbook that starts the day you say yes.
No credit card required to verify. Use your school email to lock in the Student Plan rate; your $10 credit toward Pro applies automatically when you graduate.
The whole career — worth writing down.
You spent decades at the bedside. Jemma's Retired Plan is built for the long look back — a scrapbook for the chapters you remember, and the ones the next generation should hear about.
Free is enough to look around.
Retired Plan is enough to write it all down.
One flat price. No founding tier, no expiration. The data stays free; the scrapbook is yours to fill.
- Salary aggregates — by specialty, state, experience level
- All six calculators — take-home, cost-of-living, debt payoff, offer compare, student-loan, specialty-compare
- Honest Debt Club tracker— monthly check-ins, streak you're proud of
- Referral earnings — $10 per Pro referral, $5 per Student or Retired Plan
- No Career Chapters
- No Honest Debt Club voice check-ins or year-end review
- Everything in Free, plus:
- Career Chapters — voice-capture every shift, raise, travel contract, and unit you still remember
- Pay-trajectory chart — your first rate to your last, plotted from your own chapters
- Honest Debt Club voice check-ins — talk through what you wish someone had told you about money
- Year-end AI review — a quiet read of your year, written for the long look back
- Private share links— for family, mentees, or the journal you're writing
- PDF export — print the whole book any time you want
Compare Member Options
The full feature list comparing Free and the Retired Plan.
| Feature | Free | Retired Plan |
|---|---|---|
| Salary data | ||
| Salary aggregates by specialty, state, YOE Medians, ranges, percentile breakdowns — see how the field changed | ||
| Trend lines & market context Pull market context for any chapter you log | ||
| Calculators | ||
| Six general calculators Take-home, COL, debt payoff, offer compare, student-loan, specialty-compare | ||
| Career Chapters · Retired Plan only | ||
| Private career scrapbook Voice-capture each chapter, pin a photo, write the story | — | |
| Pay-trajectory chart Your first rate to your last, auto-built from your chapters | — | |
| Private share links For family, mentees, or your own journal | — | |
| PDF export Print the whole book any time you want | — | |
| Honest Debt Club | ||
| Honest Debt Club tracker | ||
| Voice check-ins Talk through your month; Jemma transcribes and saves it | — | |
| Year-end AI review A read of your 12 months — wins, drift, what to try next | — | |
| Account perks | ||
| Referral program $10 per Pro referral, $5 per Student Plan or Retired Plan | ||
| Cancel anytime 14-day no-questions refund · keep your PDF export | ||
| Not included in Retired Plan | ||
| Negotiation Toolkit Pro only — built for active employment negotiations | — | — |
| Merit Log Pro & Student only — built for review prep and raise conversations | — | — |
Built for the long look back, not the next negotiation.
A scrapbook for the chapters you still remember, and a quiet place to write down what you wish you'd known about money sooner.
Career Chapters, the long look back.
Write down the whole career.





Things retired nurses ask before paying.
No.Retired accounts skip license verification entirely. Sign up, tell us a little about your career (specialty, last role, retirement year), and you're in.
You can still log every license and credential you held — they become chapters in your scrapbook, with the dates and the stories behind them.
You decide.Fully retired from clinical work, semi-retired, working per-diem in retirement, or just stepped away from active practice — if you're no longer building toward your next raise, the Retired Plan is built for you.
The founding tier is built around locking in pricing for the next 30 years of active practice. For retired nurses, that math doesn't apply — you've earned your career, not staked a flag on the next one.
So we set one flat, fair number: $19/yr. Same as the Student Plan, for symmetry. We'll never raise it on an active member.
The Toolkit is built around live employment negotiations — counter-offer letters, current market math, conversation scripts for next week's 1-on-1. It's a tool for the middle of a career, not the look back.
If you ever return to bedside or pick up agency work, you can switch to a Pro subscription — your scrapbook comes with you.
Merit Log is the same shape — review prep, raise conversations, the stuff you need when your manager asks "what have you done this quarter?" It's for the next promotion, not the long look back. Career Chapters is the Retired-Plan equivalent for storytelling: voice-capture, photos, the rate at the time, the unit, the colleague you remember.
Yes. Every chapter has a private share link, and you can export the whole book to PDF any time. We've had retired nurses use Chapters as a starting point for memoirs, hospital archives, and grandkids' school projects.
You stay in control of who sees what. Each chapter has a Private toggle if a moment is just for you.
You keep access through the end of your billing period, and your Career Chapters export to PDF on the way out. If you come back later — at whatever the Retired Plan price is then — your chapters come back with you.
Not yet. We kept the price low enough that it's less than one shift differential — that's the discount, basically. Email us at hello@nursejemma.comif you have a partner-org perk request and we'll consider it.
Pull the whole career together.
$19/yr, flat forever. A scrapbook for the chapters you still remember, voice check-ins for the money lessons worth passing on, and a PDF you can print and put on a shelf.
No credit card required to create a free account. No founding tier, no surge pricing — same $19 every year, full refund within 14 days.